If you are facing foreclosure, there is free help available to you through HUD-approved counseling agencies that can provide you with information and assistance to avoid foreclosure. The agencies can even determine if you may be eligible for a special loan modification or refinance through the Federal Government’s “Making Home Affordable” plan which may help you keep your home by reducing your payments. These are not-for profit agencies that do NOT charge you but are funded, in part, by HUD. To find an agency in your area, select your state from the drop down box below and click on the button below it, or click on your state on the U.S. map below.
Agency Contact Information by State (Map)