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Freddie Mac announced that in the second quarter of 2009, refinancing borrowers overwhelmingly chose fixed-rate loans, regardless of whether their original loan was an adjustable-rate mortgage (ARM) or fixed. In fact, ninety-nine percent of prime borrowers who originally had a conforming ARM selected a new conforming fixed-rate mortgage when they refinanced. While 30-year fixed-rate mortgages [...]
Dennis Norman By: Dennis Norman Today we pick up where we left off yesterday with my E-View TM with respected mortgage banker, H. John Frank, President of Paramount Mortgage Co. based in St. Louis, MO. If you missed part one, two, or three, there are links to both at the end of this [...] By: Dennis Norman Today the The Office of the Comptroller of the Currency issued a Consumer Advisory. The Advisory contains consumer tips for avoiding mortgage modification scams and foreclosure rescue scams. It is a shame that while a consumer is dealing with financial difficulties and facing losing their home in foreclosure that they have to also [...] |
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